Secure-Chip ATM/Debit Mastercard®
A Secure-Chip ATM/ Debit MasterCard® from Dean Bank comes with significant advantages including:
- More security and protection
- FREE ATM transactions at any ATM1
- The selective surcharge SUMSM Program
- Dean Bank Rewards2
- Increased buying power with competitive purchase and ATM withdrawal limits
More Security and Protection
The embedded microchip provides unique data specific to your card and the transaction being processed every time you use it at chip-enabled ATMs or terminals. You can still swipe your Chip Card as usual at a non-chip enabled terminal. Current customers will receive a new Chip Card upon their current card expiration. You can also contact us or stop by any branch to inquire about Instant Issue today!
Free ATM Transactions
We never charge our customers a fee for using any ATM location anywhere in the world! However, other ATM owners may still surcharge. Traveling abroad? Please contact us to ensure that your card is active in the countries you will be visiting.
Avoid ATM Surcharges
Use your ATM/ Debit MasterCard® at over 5,300 ATMs displaying the SUM or Intercept logo to avoid ATM surcharges from other ATM owners. Visit the SUM Program website for a list of area SUM and Intercept ATM locations.
Free Secure-Chip Debit MasterCard®
Use our Secure-Chip Debit MasterCard® at restaurants, retail stores, gas stations, or online... anywhere Debit MasterCard® is accepted. This is a favored alternative to writing a check. Plus, you can use it to access your account at ATMs worldwide. Download printable Debit MasterCard® application.
NEW INSTANT ISSUE!! Customers that want the new, more secure EMV-Chip Card including those opening a checking account, or who may have lost their debit card; can now have a new or replacement card printed at any of our four branch locations in just minutes. Choose from our standard design or four new gallery design images, each depicting a notable location in our branch communities. Dean Bank now also offers our customers a PERSONALIZED Debit MasterCard® Chip Card, printed instantly on-demand with a photo you supply!
To learn more about how you can have a photo of your children, your pet or your favorite vacation spot on your debit card, download complete instructions and details.
MasterCard eGuard Protection Services
The eGuard service automatically provides Debit MasterCard users added security when completing certain online purchases at participating merchants. eGuard supports and replaces MasterCard SecureCode™ so you won’t have to worry about static passwords. This system, eGuard works by prompting cardholders to enter a one-time password that they will receive via SMS text message following the detection of suspicious activity during a transaction. All cardholders are automatically enrolled in eGuard. When completing a purchase with a participating online merchant, you may be prompted to verify your identity when a merchant participates in the program.
Dean Bank Rewards
Earn rewards while you shop …it has never been easier! With Dean Bank Rewards2, each time you make a non-PIN purchase with our Debit MasterCard®, you’ll earn DeanPoints redeemable for travel, merchandise, gift cards, downloads, and more. All debit card customers are automatically enrolled in Dean Bank Rewards. Learn More
1Other ATM owners outside of the SUM® network may impose a surcharge. Look for the SUM® network logo to avoid any charges.
2 You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed. Dean Bank is not responsible for managing or administering the Program or providing services under the Program. Program Administrator reserves the right to change these rules at any time, for any reason and without notice.